About HML New Jersey

Hard Money Lending New Jersey is a private funding group that specializes in direct private funding of commercial real estate transactions. Our clients are New Jersey and New York real estate investors and property owners in need of capital. When Banks and traditional financiers are not willing to lend, we’re happy to review your needs and step in with a hard money loan. We have a common-sense loan underwriting process focused on the real estate.

4 Reasons to Choose Us

1. Our deal review process is streamlined, which permits us to provide:
• • Acquisition Loans
• • Bridge Loans
• • Builder Loans
• • Capital Cash Out Loans
• • Construction Loans
• • Foreclosure Prevention Loans
• • Investor Program Loans
• • Private Money Short-Term Mortgage Loans
• • Property Rehabilitation Loans
• • Property Renovation Loans
• • Purchase of Foreclosure Property
• • & Other Types of Commercial Real Estate Loans


2. We offer lending terms that traditional lenders can’t beat, such as:
• • Attractive loan rates
• • Closing in as little as 7 days
• • Instant decisions
• • No appraisal
• • No loan application
• • No money down or upfront fees
• • Range of loan terms up to one year


3. Hard Money Lending New Jersey can accept credit issues that others won’t:
• • Bad Credit
• • Need Cash Out (Case by case basis)
• • Bail Out or Prevent Foreclosure
• • Un-bankable Property types
• • Unfinished Construction


4. Our customer service is unmatched.
We value a personal relationship with our clients and will go out of our way to guide you through our underwriting process, offer you great competitive terms, and close quickly.